{ "name": "cryptoamlpolicy.com AML Thresholds Table", "title": "AML Thresholds Table", "url": "https://cryptoamlpolicy.com/datasets/aml-thresholds-table/", "csv": "https://cryptoamlpolicy.com/datasets/aml-thresholds-table.csv", "markdown": "https://cryptoamlpolicy.com/datasets/aml-thresholds-table/index.md", "computed_at": "2026-10-24", "license": "https://cryptoamlpolicy.com/terms", "headline": "The AML Thresholds Table carries 3 published figures read from 3 sources' own pages, from 5 to 5 year, read 24 October 2026.", "quotes": [ "The AML Thresholds Table carries 3 published figures read from 3 sources' own pages, from 5 to 5 year, read 24 October 2026.", "8 of the 13 named sources read in full publish a figure; 5 publish none, read 24 October 2026.", "AML Thresholds Table, jurisdiction Canada: median 10,000 CAD across 1 source, read 24 October 2026.", "AML Thresholds Table, jurisdiction Australia: median 10,000 AUD across 1 source, read 24 October 2026.", "AML Thresholds Table, jurisdiction United States: median 30 day across 1 source, read 24 October 2026.", "AML Thresholds Table, jurisdiction United States: median 5 year across 1 source, read 24 October 2026.", "AML Thresholds Table, jurisdiction United States: median 3,000 USD across 1 source, read 24 October 2026.", "AML Thresholds Table, jurisdiction European Union: median 1,000 EUR across 2 sources, read 24 October 2026.", "AML Thresholds Table, jurisdiction European Union: median 5 year across 1 source, read 24 October 2026.", "AML Thresholds Table, jurisdiction United Kingdom: median 5 year across 1 source, read 24 October 2026." ], "citation": "\"cryptoamlpolicy.com AML Thresholds Table\", updated 2026-10-24, https://cryptoamlpolicy.com/datasets/aml-thresholds-table/.", "changed_since": null, "national": { "unit": "year", "n": 3, "median": 5, "min": 5, "max": 5, "p25": 5, "p75": 5, "mean": 5, "units": { "AUD": 1, "CAD": 1, "EUR": 2, "USD": 1, "day": 1, "year": 3 }, "published_sources": 8, "named_sources": 15, "read_sources": 13, "not_published": 5, "published_share": 0.615 }, "by_axis": { "jurisdiction": { "Canada": { "CAD": { "n": 1, "median": 10000, "min": 10000, "max": 10000, "p25": 10000, "p75": 10000, "mean": 10000 } }, "Australia": { "AUD": { "n": 1, "median": 10000, "min": 10000, "max": 10000, "p25": 10000, "p75": 10000, "mean": 10000 } }, "United States": { "day": { "n": 1, "median": 30, "min": 30, "max": 30, "p25": 30, "p75": 30, "mean": 30 }, "year": { "n": 1, "median": 5, "min": 5, "max": 5, "p25": 5, "p75": 5, "mean": 5 }, "USD": { "n": 1, "median": 3000, "min": 3000, "max": 3000, "p25": 3000, "p75": 3000, "mean": 3000 } }, "European Union": { "EUR": { "n": 2, "median": 1000, "min": 1000, "max": 1000, "p25": null, "p75": null, "mean": 1000 }, "year": { "n": 1, "median": 5, "min": 5, "max": 5, "p25": 5, "p75": 5, "mean": 5 } }, "United Kingdom": { "year": { "n": 1, "median": 5, "min": 5, "max": 5, "p25": 5, "p75": 5, "mean": 5 } } } }, "rows": [ { "source": "FINTRAC - reporting large virtual currency transactions", "url": "https://fintrac-canafe.canada.ca/guidance-directives/transaction-operation/lvctr/lvctr-eng", "figure": "$10,000", "value": 10000, "unit": "CAD", "vat": null, "axis": { "jurisdiction": "Canada" }, "retrieved_at": "2026-10-24", "quote": "then determine if the amount of virtual currency received meets the reporting threshold of $10,000", "source_class": "primary-government", "text_sha256": "ef635db4d8527bbc7ea021d0c4760bc39fbc5f0aeff0e76b23398caedf9015e3" }, { "source": "AUSTRAC - threshold transaction reports", "url": "https://www.austrac.gov.au/industry-and-business/obligations-and-guidance/your-amlctf-program/reporting-us/threshold-transaction-reports", "figure": "$10,000 ", "value": 10000, "unit": "AUD", "vat": null, "axis": { "jurisdiction": "Australia" }, "retrieved_at": "2026-10-24", "quote": "Threshold transaction reports You must submit TTRs for transfers of $10,000 or more in physical currency.", "source_class": "primary-government", "text_sha256": "f40384e093531979c9d87c9473c2a4b7f22db67b85f3a98fb228edb9af314e8c" }, { "source": "eCFR 31 CFR 1022.410 - additional records to be made and retained by MSBs", "url": "https://www.ecfr.gov/current/title-31/subtitle-B/chapter-X/part-1022/subpart-D/section-1022.410", "figure": "30 days", "value": 30, "unit": "day", "vat": null, "axis": { "jurisdiction": "United States" }, "retrieved_at": "2026-10-24", "quote": "(1) After July 7, 1987, each dealer in foreign exchange shall secure and maintain a record of the taxpayer identification number of each person for whom a transaction account is opened or a line of credit is extended within 30 days after such account is opened or credit line extended.", "source_class": "primary-government", "text_sha256": "645a06edf23de003a7c0eca92063ff09d1900a1b83b72327edde1602d1fbd44d" }, { "source": "EBA - Travel Rule Guidelines (PDF)", "url": "https://www.eba.europa.eu/sites/default/files/2024-07/6de6e9b9-0ed9-49cd-985d-c0834b5b4356/Travel%20Rule%20Guidelines.pdf", "figure": "EUR 1 000 ", "value": 1000, "unit": "EUR", "vat": null, "axis": { "jurisdiction": "European Union" }, "retrieved_at": "2026-10-17", "quote": "apply the same considerations to identify threshold circumventions for the EUR 1 000 requirements.", "source_class": "first-party-index", "text_sha256": "5eb87b245254aeca123df25f7fa569a3ca314a5cb9a1d00cabbd981d3045efff" }, { "source": "MLR 2017 regulation 40 - record keeping", "url": "https://www.legislation.gov.uk/uksi/2017/692/regulation/40", "figure": "five years", "value": 5, "unit": "year", "vat": null, "axis": { "jurisdiction": "United Kingdom" }, "retrieved_at": "2026-10-24", "quote": "(3) Subject to paragraph (4), the period is five years beginning on the date on which the relevant person knows, or has reasonable grounds to believe—", "source_class": "primary-government", "text_sha256": "4e42f4ce8fb32247aff010fb54defef6da53eeae57593cc5ce9849d5841e1413" }, { "source": "Regulation (EU) 2023/1113 - information accompanying transfers of funds and certain crypto-assets", "url": "https://eur-lex.europa.eu/eli/reg/2023/1113/oj/eng", "figure": "EUR 1 000 ", "value": 1000, "unit": "EUR", "vat": null, "axis": { "jurisdiction": "European Union" }, "retrieved_at": "2026-10-24", "quote": "Without prejudice to specific risk mitigating measures taken in accordance with Article 19b of Directive (EU) 2015/849, in the case of a transfer of an amount exceeding EUR 1 000 to a self-hosted address, the crypto-asset service provider of the originator shall take adequate measures to assess whether that address is owned or controlled by the originator.", "source_class": "primary-government", "text_sha256": "163f31e79be81abf992f1f405eb6782a874a216a2d879b08fd90588d2621a0ed" }, { "source": "Regulation (EU) 2023/1113 - information accompanying transfers of funds and certain crypto-assets", "url": "https://eur-lex.europa.eu/eli/reg/2023/1113/oj/eng", "figure": "five years", "value": 5, "unit": "year", "vat": null, "axis": { "jurisdiction": "European Union" }, "retrieved_at": "2026-10-24", "quote": "Payment service providers of the payer and of the payee shall retain records of the information referred to in Articles 4 to 7, and crypto-asset service providers of the originator and beneficiary shall retain records of the information referred to in Articles 14 to 16, for a period of five years.", "source_class": "primary-government", "text_sha256": "163f31e79be81abf992f1f405eb6782a874a216a2d879b08fd90588d2621a0ed" }, { "source": "eCFR 31 CFR 1010.430 - nature of records and retention period", "url": "https://www.ecfr.gov/current/title-31/section-1010.430", "figure": "five years", "value": 5, "unit": "year", "vat": null, "axis": { "jurisdiction": "United States" }, "retrieved_at": "2026-10-24", "quote": "(d) All records that are required to be retained by this chapter shall be retained for a period of five years.", "source_class": "primary-government", "text_sha256": "f2f6e7b2e46b725b53f45056b61d7bef56898406c14e1e970d62c2693a48bb32" }, { "source": "eCFR 31 CFR 1010.410 - records to be made and retained (the Travel Rule)", "url": "https://www.ecfr.gov/current/title-31/section-1010.410", "figure": "$3,000 ", "value": 3000, "unit": "USD", "vat": null, "axis": { "jurisdiction": "United States" }, "retrieved_at": "2026-10-24", "quote": "Each agent, agency, branch, or office located within the United States of a financial institution other than a bank is subject to the requirements of this paragraph (e) with respect to a transmittal of funds in the amount of $3,000 or more: (1) Recordkeeping requirements.", "source_class": "primary-government", "text_sha256": "8c72377148988ab539fddf07e8cac929fcaed01fb3603bdceb9bbf58d6d41bba" } ], "not_published": [ { "source": "eCFR 31 CFR 1010.311 - filing obligations for reports of transactions in currency", "url": "https://www.ecfr.gov/current/title-31/section-1010.311", "retrieved_at": "2026-10-24", "reason": "read in full and no accepted figure on the page" }, { "source": "eCFR 31 CFR 1022.310 - reports of transactions in currency by MSBs", "url": "https://www.ecfr.gov/current/title-31/subtitle-B/chapter-X/part-1022/subpart-C/section-1022.310", "retrieved_at": "2026-10-24", "reason": "read in full and no accepted figure on the page" }, { "source": "MLR 2017 regulation 64A - transfers of cryptoassets", "url": "https://www.legislation.gov.uk/uksi/2017/692/regulation/64A", "retrieved_at": "2026-10-24", "reason": "read in full and no accepted figure on the page" }, { "source": "MLR 2017 regulation 33 - enhanced customer due diligence", "url": "https://www.legislation.gov.uk/uksi/2017/692/regulation/33", "retrieved_at": "2026-10-24", "reason": "read in full and no accepted figure on the page" }, { "source": "MAS Notice PSN02 - AML/CFT for digital payment token service", "url": "https://www.mas.gov.sg/regulation/notices/psn02-aml-cft-notice---digital-payment-token-service", "retrieved_at": "2026-09-12", "reason": "read in full and no accepted figure on the page" } ], "sources": [ { "url": "https://www.ecfr.gov/current/title-31/section-1010.410", "label": "eCFR 31 CFR 1010.410 - records to be made and retained (the Travel Rule)", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.ecfr.gov/current/title-31/section-1010.311", "label": "eCFR 31 CFR 1010.311 - filing obligations for reports of transactions in currency", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.ecfr.gov/current/title-31/section-1010.430", "label": "eCFR 31 CFR 1010.430 - nature of records and retention period", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.ecfr.gov/current/title-31/subtitle-B/chapter-X/part-1022/subpart-C/section-1022.310", "label": "eCFR 31 CFR 1022.310 - reports of transactions in currency by MSBs", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.ecfr.gov/current/title-31/subtitle-B/chapter-X/part-1022/subpart-D/section-1022.410", "label": "eCFR 31 CFR 1022.410 - additional records to be made and retained by MSBs", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://eur-lex.europa.eu/eli/reg/2023/1113/oj/eng", "label": "Regulation (EU) 2023/1113 - information accompanying transfers of funds and certain crypto-assets", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.legislation.gov.uk/uksi/2017/692/regulation/64A", "label": "MLR 2017 regulation 64A - transfers of cryptoassets", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.legislation.gov.uk/uksi/2017/692/regulation/33", "label": "MLR 2017 regulation 33 - enhanced customer due diligence", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.legislation.gov.uk/uksi/2017/692/regulation/40", "label": "MLR 2017 regulation 40 - record keeping", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://fintrac-canafe.canada.ca/guidance-directives/transaction-operation/lvctr/lvctr-eng", "label": "FINTRAC - reporting large virtual currency transactions", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.mas.gov.sg/regulation/notices/psn02-aml-cft-notice---digital-payment-token-service", "label": "MAS Notice PSN02 - AML/CFT for digital payment token service", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.austrac.gov.au/industry-and-business/obligations-and-guidance/your-amlctf-program/reporting-us/threshold-transaction-reports", "label": "AUSTRAC - threshold transaction reports", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.fatf-gafi.org/content/dam/fatf-gafi/guidance/Updated-Guidance-VA-VASP.pdf", "label": "FATF - updated guidance for a risk-based approach to virtual assets and VASPs (PDF)", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.eba.europa.eu/sites/default/files/2024-07/6de6e9b9-0ed9-49cd-985d-c0834b5b4356/Travel%20Rule%20Guidelines.pdf", "label": "EBA - Travel Rule Guidelines (PDF)", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.fatf-gafi.org/en/publications/Fatfrecommendations/targeted-updated-virtualassets-vasps-2026.html", "label": "fatf-gafi.org", "license": "the publisher's own terms; quoted for reporting and comment" } ], "methodology": "Every row is a verbatim sentence read from the named source's own page through our fetch service on the date shown, hash-pinned to the stored read (the sha of the page's visible text; the raw page is mirrored to R2). 8 of the 13 named sources that could be read published a usable figure; 5 published none and are recorded as not published, never filled in; 2 could not be read (blocked, dead or unreachable) and count nowhere. The headline figures (median, minimum, maximum, quartiles) are over ONE figure per source in year (a source's median where its page yielded several accepted sentences), so N counts sources, never sentences; 58 candidate sentence(s) were refused by a reviewer with the reason recorded. The fuller derivation this dataset is chartered to grow into (not yet what the figures above are; they are each source's own published figure as read): one row per jurisdiction per number, each quoted from the instrument that sets it with its effective date and currency; the derivation is the CROSS-JURISDICTION comparison a policy author actually needs - the lowest travel-rule threshold binding a firm that serves several markets (which is the number that ends up in the policy), the spread between the US $3,000 recordkeeping trigger and the EU's zero-threshold rule for crypto transfers, which deadlines are business days and which calendar, and what changed since the previous read", "embed": "

5 to 5 year

3 published figures, AML Thresholds Table, across 3 sources, read 24 October 2026

Source: cryptoamlpolicy.com AML Thresholds Table
" }